Click here for information about
Army Emergency Relief, including info about Education Assistance
Click here for our
Financial Classes
What is the Financial Readiness Program?
Our Financial Readiness Program (FRP) is both pro-active and reactive in its nature. We offer our pro-active educational classes to our military community, which helps keep our families financially aware and prepared. We offer Army Emergency Relief as reactive assistance when Soldiers and family members require emergency financial assistance.Our Mission:
• To provide personal financial readiness and consumer affairs prevention and education programs for soldiers and their family members, reserve components, DA civilians and family members.
• To assist unit commanders and leaders in training soldiers and family members in personal financial readiness to include: the military pay system, checkbook management, and soldier’s financial responsibilities to themselves, their family members, and their creditors.
Below are the services available to all military and civilian employees and their families:
Budget Counseling
A Financial counselor meets with the client (and spouse) to discuss their personal finances. The counselor completes a financial analysis to determine the household’s monthly living expenses. The family receives information on developing a spending plan, managing personal finances and methods to track spending. A budget is then developed for the family. Please click here to download a sample budget sheet
Debt Liquidation
For military consumers who find themselves in debt and for those who want to learn about how to avoid excessive debt, ACS offers the Debt Liquidation program on a one on one basis. The client meets with the financial counselor and completes a financial analysis to determine available income to pay creditors. Documents needed for the appointment include a copy of all bills and credit card statements, a complete list of all debt (even those you have not paid for a while), a current leave and earnings statement (LES), current bank statement and any demand for payment letters.
Financial Education: click here to view our Financial classes and services. Our classes are available upon request to units, individual sections and Family Readiness groups:
Check out these helpful links:
Better Business Bureau – http://www.bbb.org
My Money – http://www.mymoney.gov
Calculating Loans for Loan Interest rates – http://www.bankrate.com
Consumer information – http://www.consumerworld.org
Youth Financial Education – www.ntrbonline.org/
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