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Financial Services offered by ACS include the following programs and classes, available to all military and civilian employees and their families:
Budget Counseling - Financial Services offered by ACS include the following programs and classes for all active duty, retired, and reserve service members and civilian employees and eligible family members. Budget Counseling Assistance is available for individuals or couples experiencing problems with the management of personal finances. Clients get personalized assistance with prioritizing financial needs, identifying short term & long term financial goals, creating a personal budget, etc.
Debt Liquidation - Help for individuals experiencing problems making monthly creditor payments. Creditor is contacted and arrangements are made for payment adjustments so that the plan is feasible for the client and agreeable to creditors.
Consumer Assistance - Provided for individuals who require assistance dealing with local utility companies, reading bills, telephone problems, water, sewage bills, and traffic tickets.
Financial Readiness Classes are offered on the following subjects:
Account Management: Learn how to improve your record keeping and maintain a correct balance in your checkbook, debit card, or ATM register to avoid costly mistakes. Class is mandatory for persons whose check cashing privileges have been suspended.
Debt Management: Learn how your credit and your future are affected by past debts, plus learn how to avoid debt.
Housing & Finances: All soldiers moving off post must take this mandatory class. Call ACS for dates and times of classes. Reservations are required.
Family Subsistence Supplemental Allowance: FSSA is a program designed to provide additional income for soldiers receiving food stamps and/or who are below 130% of the poverty level as defined by USDA guidelines. Also, a soldier must be receiving full or partial BAS to be eligible. A financial readiness counselor will pre-screen and counsel potential applicants. In order to apply, potential applicants are required to present their most recent End-of-the-Month Leave and Earnings Statement, all other household income statements, social security cards for all dependents, birth certificates for all dependents, and Identification Cards for all dependents. Initial applications must be completed on the following web site: www.dmdc.osd.mil/fssa/.
Army Emergency Relief (AER)
The only persons who are eligible to receive financial assistance from AER are soldiers and their dependents, reserve component soldiers on active duty for more than 30 days and their dependents, retired soldiers and their dependents and surviving spouses and orphans of eligible soldiers who died while on active duty or after they were retired.
AER Campaign
The AER Campaign is conducted once a year between 1 March and 15 May. The annual campaign is designed so soldiers have the opportunity to help their own organization and fellow soldiers through their contributions. The campaign contributions help assure AER’s ability to assist fellow soldiers who are experiencing financial hardships. Without your contributions, AER would not exist. More information is available online at www.aerhq.org.
AER Scholarships
The Major General James Ursano Scholarship Fund is a secondary mission to help Army families with the costs of undergraduate level education, post secondary vocational training and preparation for acceptance by service academies for their dependent children. More information is available online at www.aerhq.org.
The Overseas Spouse Education Assistance Program (SEAP) offers need-based educational scholarships to Army spouses physically residing with active duty soldiers in Europe, Korea, Japan and Okinawa Commands only. More information is available online at www.aerhq.org.
It is highly recommended you call for an appointment to ensure you are eligible for services and a counselor is readily available to assist you.
Financial Readiness Counselor DSN: 385-3225/3101; civilian (0621) 730-3225/3101
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