Financial Readiness offers a wide range of services to individual soldiers and to units. For the individual, we can assist in preparing detailed budgets for the future. This is especially helpful to people who are about to be married, have a child, or relocate. For those who are experiencing or anticipate financial difficulties, we offer counseling and several publications to help get the situation corrected. Our staff also operates Army Emergency Relief for the Kaiserslautern Military Community.

We offer classes on budget preparation, money management, credit management, savings and investments, debt liquidation, financial planning for baby, financial planning for newlyweds. You can see the class schedules in our ACS Monthly Calendar. To set up a class or for more information about them, please call DSN 493-4151 or civilian 0631-3406-4151.

If you're thinking about making a major financial decision or purchase, we may be able to offer some guidance. In addition, we can advise you on basic investments and investigate complaints against local businesses. 

Family Subsistence Supplemental Allowance Information and application are now available. Please read the information, complete and print the online application, and bring the application to Army Community Service: FSSA Application

The Service members Civil Relief Act provides more protection for military personnel.
Thanks to a revised law, you can now get three free credit reports each year!!!

Consumer Affairs stocks many publications from the Federal Trade Commission, Federal Reserve Bank, and other sources. We also have several of our own publications. The following are available on the web:

• Basic Budgeting for Junior Enlisted Soldiers
• Used Car Inspection Checklist
• Used Car Test Drive Checklist
• Smart New Car Buying

Looking for information? Check out Consumer.gov, the first government site with "one-stop" access to federal resources listed by topic. 

Do you have a consumer complaint about a local business? You may want to download and print a Consumer Complaint Form to bring in to our office.